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To provide modest, affordable housing appropriate to the needs of low- and moderate-income families and individuals
To house mainly families whose incomes may be too high for public housing but who cannot compete in the open market for housing
To encourage the integration of

Section 95 Program (1979–1985)

Program Objectives

To provide modest, affordable housing appropriate to the needs of low- and moderate-income families and individuals
To produce housing at minimum cost by implementing appropriate cost controls
To encourage approved lenders to provide capital for low- and moderate-income

Index-Linked Mortgage (ILM) Program

Program Objective

To provide assistance for co-operative housing to promote security of tenure for households unable to access homeownership.

Deep-Need Programs (1982-1989)

This general outline applies to these deep-subsidy programs, with exceptions noted: Prince Edward Island Non-profit and Pre-86 and Post-85 Urban Native.

Program Objectives

To provide modest, affordable housing that meets the needs of low-income families and individuals (under the Urban-Native

Tip of the Month

Client Compliance

In 2008, 70% of Agency clients met every term of their CMHC operating agreement. Now 80% do. And compliance failures, great and small, are also fewer.

Your Operating Agreement